Every engagement starts from the same place: the real cash flow of your household, not a template. Sessions are individual, 60 minutes, and end with a one-page plan you can act on.

How sessions run. In person at our Gangnam office, or over video. One session at a time — no package required. The fee is KRW 150,000 per session, paid after the session by bank transfer or card. What is included: the session itself, the one-page plan, and a follow-up message within 14 days to check on the first step.

Household budget review

A 60-minute session that maps your real income and spending against the calendar, names the gaps, and produces a one-page budget you can follow.

What is included:

  • A cash-flow map of the last three months, built with you during the session
  • A named list of the gaps where money is leaking — irregular expenses, auto-renewals, surplus that disappears
  • A one-page budget written in plain language, not a spreadsheet
  • A 30-day plan with the single next step you will take
  • A follow-up message within 14 days to check on that first step

Best for: households whose budget keeps slipping despite income that should be enough, and anyone who has never built a budget against the actual calendar of their life.

Emergency-fund planning

A 60-minute session that sizes an emergency fund to your real risks — not a rule of thumb — and lays out a rebuild schedule you can hold to.

What is included:

  • A risk inventory specific to your household: contract type, dependants, health exposure, income variability
  • A target emergency fund sized to your risks, with the reasoning written down
  • A rebuild schedule showing how much per month and how long to reach the target
  • A rule for when to pause, draw down, and rebuild the fund
  • A follow-up message within 14 days to confirm the first transfer

Best for: freelancers and contract workers, households with uneven income, and anyone whose emergency fund keeps getting spent on the next emergency.

Taking both together

If your budget gap and your emergency-fund gap are both open at once, the two sessions can be taken back to back in the same week. We recommend the budget review first — a budget that holds is what makes an emergency-fund schedule possible.

What these sessions are not

We do not hold a licence under the Financial Investment Services and Capital Markets Act, and we do not advise on securities, funds, or insurance products. If you are in active financial distress, we direct you to a debt-counselling service instead. Sessions are one at a time — no recurring coaching plan, with the option to come back when something changes.

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